Loan Eligibility & Details
Who Can Apply?
Anyone who meets the following criteria can apply for our loans:
- Regular Income:
- Salaried persons
- Businessmen / Self-employed individuals
- Professionals (Doctors, CAs, Engineers, etc.)
- Age Requirement:
- Typically 21 to 65 years (Some banks offer loans from 30 years onwards)
- CIBIL Score:
- Minimum 650–700
- 750+ is considered excellent
- Required Documents:
- Aadhaar Card
- PAN Card
- Photograph
- Bank Statement
- Salary Slip or ITR (Proof of Income)
- Repayment Capacity:
- Applicant should have sufficient income to comfortably pay the EMI
Loan Amounts (Approx.)
Loan Type | Loan Amount Range |
Personal Loan | ₹50,000 → ₹30,00,000 |
Home Loan | ₹5,00,000 → ₹100 Crore (Depending on income) |
Car Loan | ₹3,00,000 → ₹2 Crore |
Business Loan | ₹1,00,000 → ₹5 Crore+ |