How Our Company Supports You
When someone applies for a loan, banks consider several factors related to their employment or business. At Francismedia Financial Services, we guide and support our clients at every step to maximize their chances of loan approval.
- Company Stability:
- Banks prefer applicants from well-established and stable companies, such as MNCs or reputed organizations.
- Employees of large and reputable companies often get higher loan amounts at lower interest rates.
- Loan Guidance & Documentation:
- We assist clients in preparing and organizing all necessary documents for smooth processing.
- We help ensure your application meets bank requirements, reducing delays and rejections.
- Loan Selection & Eligibility:
- Our experts evaluate your income, CIBIL score, and repayment capacity to recommend the best loan option.
- We help you choose the loan type and bank that suits your financial profile and needs.
- Application Follow-Up:
- We maintain close communication with banks to track your loan application.
- You get timely updates until the loan is approved and disbursed.
How We Support Our Clients (Loan Type-wise)
1 Home Loan
- Eligibility & Guidance: We guide salaried, business, and professional clients on documentation and eligibility.
- Company Stability: Employees of reputed companies often get higher loan amounts at better rates.
- Documentation Support: We help prepare Aadhaar, PAN, bank statements, salary slips / ITR for smooth processing.
- Loan Selection: Recommend the best bank and plan according to income and repayment capacity.
- Follow-Up: We track your application until approval and disbursement.
2 Personal Loan
- Eligibility based on income, age, and CIBIL score.
- Help organize all required documents for quick processing.
- Recommend the right bank offering best interest rates.
- Track application status and keep the client updated.
3 Car Loan / Used Car Loan / New Car Loan
- Assess eligibility for salaried, business, and professional applicants.
- Advise on best car loan options and EMI planning.
- Prepare documents and submit to multiple banks for faster approval.
- Follow up until disbursement.
4 Business Loan / Commercial Loan
- Analyze business profile, turnover, and repayment capacity.
- Assist in compiling financial statements, ITR, and KYC documents.
- Recommend banks/NBFCs offering maximum loan amounts.
- Monitor and update clients on loan approval process.
5 Pensioner Home Loan
- Guide pensioners on eligibility and loan options. Apply before age of 65
- Help with income proofs, pension statements, and necessary KYC documents.
- Recommend banks offering favorable interest rates for pensioners.
- Ensure smooth application processing and disbursement.