Services
What We do
Home Loan
A home loan is a financing solution offered by Francismedia that allows you to borrow the necessary funds to purchase, construct, or renovate a residential property.
Secured against the value of the property, our home loans feature flexible repayment tenures and competitive interest rates, making the dream of homeownership affordable and accessible.
Mortgage loan
A Mortgage Loan is one of the most significant financial products in the lives of individuals and families. It is a specialized type of loan used specifically to purchase a piece of real estate, whether it be a primary residence, a vacation home, or an investment property.
Education Loan
An education loan, also known as a student loan, is a specialized financial product designed to help students bridge the gap between their academic aspirations and the rising cost of higher education. It is an investment in the borrower’s future earning potential.
NRI Home Loan
The NRI Home Loan is a specialized financial product designed to help Non-Resident Indians (NRIs), Persons of Indian Origin (PIOs), and Overseas Citizens of India (OCIs) purchase, construct, or renovate residential property in India.
pensioners Home Loan
A Pensioners Home Loan is a financial product specifically tailored for senior citizens who are retired and primarily rely on a pension or other stable post-retirement income (such as rental income or investments) for repayment
Balance Transfer + Top up
This facility allows a borrower to transfer their outstanding loan balance (e.g., a home loan) from their current lender to a new lender (or sometimes to the same lender for a lower rate). The primary motivation for the Balance Transfer is usually to secure a lower interest rate or better terms, which reduces the overall Equated Monthly Installment (EMI) or saves money over the loan tenure.
Loan Against Property (Lap)
A Loan Against Property (LAP), also known as a Mortgage Loan, is a secured loan where the borrower pledges an owned residential, commercial, or industrial property as collateral to a lender (like Francismedia) to secure funding.
Commercial property Loan
A Commercial Property Loan (CPL) is a financial product designed to help businesses, investors, and self-employed professionals purchase, construct, develop, or refinance real estate used for business or income-generating purposes.
Homes construction Loans
A Home Construction Loan is a financial product specifically designed to provide funds for the construction of a new residential house on a piece of land already owned by the borrower
Company’s Mortgage Loan
A Company’s Mortgage Loan (also known as a Corporate Mortgage Loan or a Commercial Mortgage) is a secured debt facility provided to a registered business entity (a company, partnership, or firm) by a financial company like Francismedia.
Loan Against Rental Securitization
A Loan Against Rental Securitization, often referred to as Lease Rental Discounting (LRD), is a specific type of secured loan provided by a finance company like Francismedia.
It allows the owner of a commercial property (like an office space or retail outlet) that is leased to a tenant to raise a lump sum of capital by leveraging the stream of future rental income from that property.
Banking Surrogate Loan for Business case only
A Banking Surrogate Loan for business is a lending program that allows Micro, Small, and Medium Enterprises (MSMEs) and self-employed individuals to secure financing without having to submit complex or detailed traditional financial statements (like audited Profit & Loss statements or Balance Sheets)
Construction Finance Loan Builders & Developers
A Construction Finance Loan for builders and developers is a specialized, short-term debt facility offered by institutions like Francismedia to fund the costs associated with developing a major real estate project (such as a housing society, office complex, or commercial center)